travel insurance

4 Benefits of Comprehensive Travel Insurance for Backpackers

Author: TG Contributor
Date: 2020-01-22

Share using:

Backpackers come in all shapes and sizes, but comprehensive travel insurance has evolved to meet these diverse types of independent travellers.

Backpacking is no longer exclusively the domain of the young. While you will still find plenty of youthful adventurers trekking remote roads with nothing but a dusty bag and a general sense of adventure, many hostels and backpacker tours cater to families, older couples, and even groups. But no matter which demographic you fall under, a good travel insurance policy is essential for this kind of travel. Here are just a few reasons why.

Adventures Gone Awry

One of the main reasons comprehensive travel insurance meets the needs of even the most free-spirited explorer is that the best-planned adventures can still go awry. You may be able to navigate the tuk-tuk prices and find the temple hidden deep in a Sri Lankan jungle, but it only takes the all-too-human mistake of leaving your wallet behind in the back seat to turn your trip into a disaster. Adequate cover does not mean trimming your plan to the bare essentials because you think you can control every circumstance; it construes knowing that the greater the adventure on exotic soil, the less control you have over preventing even small mishaps. But many of these mishaps can be mitigated by a good policy.

Spontaneous Changes of Plan

Just as every kind of backpacker can lose a wallet, likewise, all travellers can see their plans change - indeed, it is the mark of the backpacker to make plans on the run. But sometimes this spontaneity is also forced upon you. If you miss a train and need to take an alternate route, or get on the wrong tour at the bus station, you may find yourself at the wrong end of cancelled bookings or misplaced luggage. So much stress can be alleviated in these situations if you're covered by comprehensive travel insurance.

Illness that Comes With the Territory

Al backpackers understand that some inconveniences come with the territory of being on the road in a strange country. You may misplace an item of camera equipment, you'll probably have to shower with cold water or melt all night in a room without air conditioning - but you may also suffer some kind of illness, like a stomach bug or even a bout of malaria. Even if you can accept this as part of the experience, comprehensive travel insurance can ensure it doesn't become a calamity.

Surprising Perks

The classic stereotype of the backpacker is that they can just get up and go with no great thought of destination, bookings, or comprehensive travel insurance. They have the reputation of taking to the open road with only a vague sense of purpose and a small assurance of cash. But the smart, modern backpacker knows that getting a decent insurance policy not only protects them, it can also offer surprising perks, such as travel bonuses or free cover for children.

Even for backpackersArticle Submission, getting covered is a vital step in travel plans.

Source: Free Articles from


Patrick Chong is the Managing Director of InsureMore. We provide comprehensive travel insurance and offer a range of policies including single-trip, multi-trip and family insurance. For all your travel cover needs, InsureMore can help you in the quickest and most cost-efficient way.

By  Lisa Jeeves

No Comments

Trending Blogs

General Read More
Food of Sikkim
Leisure Read More
Know the best places to visit in North east India: Meghalaya and more
Adventure Rush Read More
Trekking in the lost kingdom of Mustang

Latest Blogs

Adventure Rush Read More
Get Ready to Say Goodbye to Solo Trekking in Nepal
Leisure Read More
My Encounter with Mt. Everest at Tiger Hill
Adventure Rush Read More
Summer adventure activities in Meghalaya
Leisure Read More
Popular wellness therapies in Bhutan
A call to all travel junkies
Share your amazing travel stories
inspire someone today!
Become a TOURGENIE contributor
Write for our blog
Want to explore more Activities?
Explore Activities
Dzukou Valley Trek-Nagaland Tour Package
Dzukou Valley Trek-Nagaland Tour Package
5 Days 4 Nights
Explore Activities
Spectacular Bhutan Tour
Spectacular Bhutan Tour
9 Days 8 Nights
Explore Activities
7-day Gangtok Pelling Darjeeling tour
7-day Gangtok Pelling Darjeeling tour
8 Days 7 Nights
  • Near Co-Operative, Middle Sichey Gangtok, East Sikkim, India, 737101